Florida’s Wage Garnishment Exemption Applies in Bankruptcy

Florida’s Wage Exemption Statute provides protection for those who meet the definition of “head of family” and are facing a judicial garnishment or filing for bankruptcy. A head of family who pays for more than 50% of a dependent’s living expenses cannot be garnished if their net income after deductions is less than $750 per week. If the head of family earns more than $750 per week after deductions, then they can only be garnished on the amount that exceeds $750 if they signed a written waiver allowing a creditor to seize income.

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WARNING! You are approved for a full principal forgiveness of your Home Equity Account.

A client recently came in to my office with a letter she received from Bank of America stating that her Home Equity account had been approved for participation in a principal forgiveness program offered as a result of the Department of Justice and State Attorneys General global settlement.

The letter goes on to explain that the entire balance and any accumulated fees, interest, etc.

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Any information on this website is not intended to be communicated as legal advice. All information contained on this site is general and intended for information purposes only. For detailed legal advice regarding your loan modification, foreclosure, and/or bankruptcy needs, please schedule an appointment with the attorney. The Law Office of Emil Fleysher, P.A. is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.