Q: My wife and I received a summons concerning a hospital debt of $722.00 started by a collection agency. What can we do?
A: What you can do is contact the agency or agency's attorney. You can see if they are willing to settle the hospital debt for less than what you owe. Without knowing your full situation, this is probably your best option. However, if you have other debts, you can consider a Chapter 7 bankruptcy to totally wipe away the hospital bill. In addition to any other unsecured debts you may have. Medical bills are actually one of the leading causes of personal Bankruptcy in Florida Bankruptcy would not be your best option; if your only debt is $722.00 as the costs and fees would most likely exceed your debt.
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