While bankruptcy filings might seem simple to those on the outside, any experienced bankruptcy attorney can tell you that there is much more to it than just filling out forms. The first key element is reviewing your entire financial situation and determining whether or not you should file for bankruptcy. And if yes, when the most advantageous time to do so is. Then, you must complete all of the paperwork and requirements carefully; so that you stand the best chance of having your bankruptcy confirmed. You must keep in mind that your entire financial future is dependent on the outcome of your bankruptcy filing. Therefore, picking a competent and dedicated attorney is the most crucial part.
What to Look for in a Bankruptcy Attorney
You will need an attorney who can analyze your unique circumstances and work with you to ensure you are being presented with all of your viable options. You will want to find a bankruptcy attorney that you are completely comfortable with. Also, someone with whom you have no problem being honest about your finances. It will not help your case if you and your attorney are not on the same page.
You should also look for an attorney who has experience with bankruptcy law specifically. The U.S. Bankruptcy Code can be complicated and changes every so often. Therefore, it is crucial that your lawyer is highly familiar with the law. It must be at the forefront of their practice and not just a tiny portion of their practice areas.
You should find an attorney who is willing to answer all of your questions until you completely understand your options and what the process entails. A good attorney might even be able to help you avoid filing for bankruptcy and can help you with debt consolidation or loan modification instead. You do not need to retain an attorney after the first consultation and can take some time to interview several attorneys before deciding on one.
Where to Look for a Bankruptcy Attorney
There are several ways you can find an attorney. One way to try is through the local bar associations. You can also ask around to see if any friends or acquaintances know someone who specializes in bankruptcy. Or you can make an appointment right now with a trusted lawyer from The Law Offices of Emil Fleysher with impressive credentials and a proven track record of advocating for their clients. You should interview any potential lawyer and learn about their experience before committing to hiring someone.
You might be able find a certified specialist, but a bankruptcy attorney is often better. While a generalist can do simple bankruptcy filings, they may not determine if your case is a simple one and might not be able to get you the best possible outcome. When you meet with an attorney, you should ask about their experience with cases similar to yours and other general expertise on the topic.
Use Their Expertise to your Advantage
The goal of hiring an attorney is to protect your rights and this means you will need to use their expertise through the entire process. You will need to disclose everything about your financial circumstances. If you think the information is not relevant or might be problematic, you should still disclose it. It is worse if you do not. You should review all documentation presented to you, such as draft schedules, representation agreements, and any court communications sent to you. When information is requested from you, you must provide it immediately.
Ask a Lot of Questions
It is essential to ask questions throughout the entire process. From the initial consultation up until court hearings. You should always feel comfortable with your attorney and they should be equipped to handle all of your questions. Examples of questions you should ask are:
- Is bankruptcy right for me?
- What are my legal options?
- Who attends court with me?
- What are non-exempt assets?
Schedule an Appointment with The Law Offices Of Emil Fleysher
You should work in tandem with your bankruptcy attorney. While there are certain things they can do on your behalf, others will need your approval and direct consent. When selecting a bankruptcy attorney, contact the Law Offices of Emil Fleysher, P.A. online here or call at 888-886-0020 to schedule a free consultation. We can answer all of your questions and guide you through the bankruptcy filing process so that you can have a financial fresh start.