Category: Debt

Florida Auto Negligence Lawsuits & Judgments (from a Bankruptcy Attorney Perspective)

Are you facing a lawsuit after a car crash? Or are you hurt and trying to get paid? As Florida bankruptcy attorneys, we offer advice about Florida auto negligence lawsuit judgments from a bankruptcy attorney's perspective. Florida ranks 10th in the nation for serious car crashes. In 2019, over 3,000 people died in Florida accidents.

Navigating Debt After a Federal Layoff: What You Need to Know

Hi, I’m Emil Fleysher, a Florida bankruptcy attorney and the owner of Fleysher Law, PA. If you’ve recently been affected by the wave of federal layoffs, you’re not alone. Losing your job can be overwhelming—especially when you have financial obligations to meet. The good news is that there are steps you can take to protect

Keep on Trucking: Overcoming the Financial Challenges of the Trucking and Logistics Downturn

Hi, I’m Emil Fleysher, a Florida bankruptcy attorney and the owner of Fleysher Law, PA. If you’re a truck driver or work in the logistics industry, you’ve probably felt the financial strain that has hit the industry in the last few years. After the COVID-19 boom, freight rates dropped, fuel costs skyrocketed, and many owner-operators

List of Dischargeable Debts

When you file for bankruptcy, certain debts can be wiped out, which means you no longer have to pay them. This process is known as "discharge." Understanding which debts can be discharged is essential because it affects your financial recovery. Bankruptcy can provide a fresh start by freeing you from overwhelming debts. At Fleysher Law,

How Does Stress from Debt Affect Your Health?

In today's fast-paced world, the burden of debt can take a significant toll on your overall well-being, affecting both your mental and physical health. From sleepless nights to constant worry, the stress of unmanageable debt can feel overwhelming. However, there's a solution that can provide much-needed relief: bankruptcy. In this article, we'll explore how stress

Discharging Tax Debt in Bankruptcy

Are you feeling stressed out about the IRS tax debt? Have you considered discharging that tax debt in bankruptcy? Did you know that was even possible? Keep reading to learn the facts about discharging tax debt in bankruptcy. Before making a major financial decision like filing for bankruptcy, make sure you speak with an experienced

Types Of Debt Covered By Bankruptcy Protection

When you file for bankruptcy, you might assume that bankruptcy protection will discharge all of your debts. However, this is not the case for all as bankruptcy cannot completely discharge some debts because they do not qualify. In general, bankruptcy is a complex process. And, while you may think you can get through it on

How To Rebuild Your Credit After A Foreclosure

Your home is where you spend most of your time and the last thing that you would ever imagine is facing a foreclosure on it. However, the lender can take ownership of your home through a foreclosure if you do not make your mortgage payments. Not only will you lose your home, but it will

Bipartisan Student Loan Bankruptcy Bill Introduced

The Fresh Start Through Bankruptcy Act would change the bankruptcy code to make it easier to discharge student loans under certain conditions. Senators Richard Durbin (D-IL) and John Cornyn (R-TX) are the bill's sponsors (R-TX). Undue Hardship While it is not impossible to discharge student loan debt through bankruptcy under existing law, it can be

Auto Refinance in Ch. 13

If you have recently been denied an auto refinance loan because (1) your credit score was too low; or (2) because your car is worth less than the current loan balance; or (3) because your car is too old, you may have another option... What is Ch. 13 Bankruptcy? Ch. 13 is a type of