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Navigating Debt After a Federal Layoff: What You Need to Know
By: Emil Fleysher | March 9, 2025 | Debt
Hi, I’m Emil Fleysher, a Florida bankruptcy attorney and the owner of Fleysher Law, PA. If you’ve recently been affected by the wave of federal layoffs, you’re not alone. Losing your job can be overwhelming—especially when you have financial obligations to meet. The good news is that there are steps you can take to protect
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Keep on Trucking: Overcoming the Financial Challenges of the Trucking and Logistics Downturn
By: Emil Fleysher | March 8, 2025 | Debt
Hi, I’m Emil Fleysher, a Florida bankruptcy attorney and the owner of Fleysher Law, PA. If you’re a truck driver or work in the logistics industry, you’ve probably felt the financial strain that has hit the industry in the last few years. After the COVID-19 boom, freight rates dropped, fuel costs skyrocketed, and many owner-operators
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What is the Largest Difference Between Chapter 7 and Chapter 13 Bankruptcy
By: Emil Fleysher | March 7, 2025 | Bankruptcy
Fleysher Law Bankruptcy & Debt Attorneys helps you understand the differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy. We work with you to evaluate your financial situation, including the amount of unsecured debt and secured debts, and determine which option is best for you.  The two most common types of bankruptcy are Chapter 7 and Chapter 13.
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Non Exempt Assets Chapter 7
By: Emil Fleysher | February 6, 2025 | Bankruptcy
When filing for Chapter 7 bankruptcy, many individuals hope to keep some of their property. However, not all assets are protected under bankruptcy law. Non-exempt assets are those that may be sold to pay off debts. Fleysher Law Bankruptcy & Debt Attorneys help you know which assets may be sold and which are protected. We
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What Is a 341 Meeting?
By: Emil Fleysher | | Bankruptcy
What Is a 341 Meeting of Creditors? A 341 meeting is a required part of the bankruptcy process. It’s where the bankruptcy applicant meets with the bankruptcy trustee and creditors. This meeting allows everyone to ask questions about the bankruptcy filing. Fleysher Law Bankruptcy & Debt Attorneys help you prepare for your 341 meeting. We
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How Is Chapter 13 Payment Calculated
By: Emil Fleysher | | Bankruptcy
If you’re filing for Chapter 13 bankruptcy, it’s important to understand how your monthly payments are calculated. The amount you’ll pay each month is based on your income, expenses, and the type of debts you owe. These payments are made to a bankruptcy trustee, who will then distribute the funds to your creditors. Fleysher Law
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Consequences of Bankruptcy: What You Need To Know Before You File
By: Emil Fleysher | December 5, 2024 | Bankruptcy
Filing for bankruptcy is a significant financial decision that can provide relief during difficult times. However, knowing the benefits and challenges of the bankruptcy process is essential. Bankruptcy can help you manage overwhelming debt, but it also carries consequences that may affect your financial future. Learning about these effects can help you make an informed
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What Is a Bankruptcy Trustee?
By: Emil Fleysher | November 5, 2024 | Bankruptcy
A bankruptcy trustee is crucial in managing a debtor's bankruptcy estate. When someone files for bankruptcy, the court appoints a trustee to oversee the process. The trustee ensures that assets are properly handled and creditors are paid based on bankruptcy laws. In both Chapter 7 and Chapter 13 bankruptcy cases, the trustee's role differs but
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How Does Chapter 7 Bankruptcy Affect My Tax Return?
By: Emil Fleysher | October 2, 2024 | Bankruptcy
Filing for Chapter 7 bankruptcy can lead to many questions, especially regarding how it will impact your taxes and tax returns. Understanding these implications is crucial as they can significantly affect your financial recovery and future planning. Chapter 7 bankruptcy offers a fresh start for those overwhelmed by debt but also involves carefully considering your
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Bank Account & Wage Garnishment in Florida: Rules, Exemptions, and Bankruptcy Solutions
By: Emil Fleysher | September 18, 2024 | Bankruptcy
Knowing your rights and options can make a significant difference in your financial future, whether you're facing wage or bank account garnishment. Facing wage garnishment or bank account garnishment can be a daunting experience for anyone struggling with financial difficulties but especially so for people living month-to-month.  In Florida, creditors have specific legal avenues to
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