Fleysher Law Blog

Who Can Declare Chapter 7 Bankruptcy?
By: Emil Fleysher | November 23, 2023 | Bankruptcy
Deciding to declare bankruptcy is a tough choice, but Chapter 7 might be a lifeline for those struggling with debt. It can provide a fresh start by wiping out certain debts completely. Fleysher Law brings clarity and compassion when guiding clients through the Chapter 7 bankruptcy process. Filing bankruptcy to resolve debt problems can be
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Navigating IRS Income Tax Debt: Is Bankruptcy a Viable Solution?
By: Emil Fleysher | October 19, 2023 | Bankruptcy
Dealing with IRS income tax debt can be a nerve-wracking experience, leaving you feeling overwhelmed and uncertain about the best course of action. While there are various strategies for addressing tax debt, bankruptcy is a powerful tool that can provide significant relief to individuals struggling with their tax obligations. In this blog post, we'll explore
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The Best Options for Dealing with Overwhelming Debt: Is Bankruptcy the Right Choice?
By: Emil Fleysher | September 25, 2023 | Bankruptcy
Dealing with overwhelming debt can feel like an insurmountable challenge, but several options are available to help you regain control of your financial future. While bankruptcy may not be the first option for everyone, it can be a formidable tool for those facing overwhelming debt. In this blog post, we'll explore various options for managing
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Navigating the Homestead Exemption: How Long to Reside in Florida Before Filing for Bankruptcy
By: Emil Fleysher | September 19, 2023 | Bankruptcy
Florida is famous for its sunny beaches, beautiful landscapes, and vibrant communities. It's no wonder many individuals and families call the Sunshine State home. One of the attractive benefits of living in Florida is the homestead exemption, which provides protection for your primary residence in the event of bankruptcy. However, understanding the homestead exemption requirements,
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Can You Claim Your Kids as Dependents When Filing for Bankruptcy in Florida if You Don’t Have Primary Custody?
By: Emil Fleysher | August 11, 2023 | Bankruptcy
The section of the U.S. Bankruptcy Code that addresses claiming dependents on the means test is Section 707(b)(2). The means test is utilized in Chapter 7 bankruptcy cases to determine whether a debtor's income is sufficiently low to qualify for a Chapter 7 discharge or if they should file for Chapter 13 bankruptcy instead. Section 707(b)(2)(A)(iii) deals
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Can Gambling Debt Be Discharged in Bankruptcy?
By: Emil Fleysher | August 7, 2023 | Bankruptcy
Yes, gamblers can file for bankruptcy under certain circumstances.  Bankruptcy is a legal process that allows individuals or businesses to seek relief from their debts when they cannot repay them. While the specific laws and procedures vary depending on the jurisdiction, individuals with significant gambling-related debts may be eligible to file for bankruptcy. However, it's
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Are Student Loans Currently Dischargeable in Bankruptcy?
By: Emil Fleysher | August 6, 2023 | Bankruptcy
Under the current state of the law, discharging student loans in bankruptcy is incredibly difficult but not impossible. In the United States, student loans are typically not eligible for discharge in bankruptcy unless the debtor can establish "undue hardship." In interpreting whether a debtor's student loans pose an undue hardship on the debtor, bankruptcy courts
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Are IRS Tax Debts Dischargeable in Bankruptcy for Florida Residents?
By: Emil Fleysher | August 5, 2023 | Bankruptcy
In some cases, IRS tax debts may be dischargeable in bankruptcy for Florida residents. However, the rules for discharging tax debts in bankruptcy can be complex and depend on several factors. Some Important Things to Know About IRS Tax Debts and Bankruptcy in Florida: Types of Bankruptcy Individuals in Florida Can File for Chapter 7
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How Will My Bankruptcy Affect My Spouse’s Credit?
By: Emil Fleysher | August 4, 2023 | Bankruptcy
If you are married and file for bankruptcy in Florida, your non-filing spouse’s credit will generally be unaffected by your bankruptcy filing. You and your spouse are unique individuals with your own name, date of birth, social security, financial obligations, and credit profile. However, your bankruptcy filing can potentially impact your spouse's credit in certain
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How Long Does It Take for My Credit Score to Reach 700 After Filing for Bankruptcy?
By: Emil Fleysher | August 3, 2023 | Bankruptcy
Rebuilding your credit and enhancing your credit score can be a gradual process that takes time. Generally, it takes about a year after bankruptcy to reach a credit score of 700 or higher. However, this timeline can vary depending on a variety of factors, including: It's important to note that while bankruptcy will remain on
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