Despite our best efforts to make ends meet, an unexpected reduction in income would send most of us into a debt spiral that would be hard to escape. If you’re in this situation, a Jacksonville bankruptcy lawyer may be able to provide some advice to clear your debt and help you start over.
Despite the fact that a bankruptcy filing can help eliminate your debt and start over, the decision to file for bankruptcy can be a tough one to make. The legal processes, forms, and rules behind bankruptcy can be confusing and even treacherous for debtors filing their case pro se (without a lawyer).
Seeking legal counsel from an expert, such as an experienced local Jacksonville bankruptcy lawyer, can provide insight into the benefits and pitfalls of bankruptcy. A good bankruptcy lawyer will advise you on how, when, and under which chapter of bankruptcy to file so you can make the best of your filing and bankruptcy discharge.
When you’re looking for honest and informed legal advice, call Fleysher Law at (888) 988-6506 to book your free consultation.
Debtors are allowed to file a bankruptcy case without an attorney in Florida. However, hiring bankruptcy attorneys in Jacksonville is highly advisable as they have the knowledge, expertise, and resources to handle your case seamlessly and successfully.Some law firms, such as the Fleysher Law, allow flexible payment plans and 0% down to make quality legal representation more affordable.
The bankruptcy process will not terminate all of your debts. However, it will give you a clean slate by discharging most of your financial obligations. Furthermore, you may apply for legal exemptions to relieve your debt without losing assets.
Filing for bankruptcy protection will inevitably hurt your credit score. However, this is only temporary. Once you’ve completed the bankruptcy process, you can rebuild your credit score by paying your bills promptly and maintaining a good credit history.
Filing for bankruptcy yields costs such as legal services fees, filing fees, credit counseling fees, and mandatory financial management course fees. However, some of these fees may be waived if you can’t afford to pay them.
Most unsecured debts, such as medical bills and credit card debts, can be discharged through bankruptcy.
Bankruptcy lawyers in Jacksonville can help you through bankruptcy counseling, preparation, and credit reparation.
Not necessarily. You can file for bankruptcy protection even if your spouse doesn’t. Moreover, filing for bankruptcy without your spouse can protect your spouse’s assets from creditors.
Yes. Filing for bankruptcy can prevent or hold foreclosure proceedings and give you time to catch up on your mortgage payments.
You will only need to proceed to court if your creditors file an objection to your bankruptcy case.
Once you’ve filed for bankruptcy, creditors and collectors are prohibited from contacting you. This is because of the automatic stay, a court order that immediately stops all collection actions against you.
If you’re on Google searching for a “bankruptcy attorney near me,” the team at Fleysher Law can help. We offer a free consultation and 0% down payment plans to give you the legal assistance you need without breaking the bank.
Our knowledgeable and experienced Jacksonville bankruptcy attorney will guide you through every step of bankruptcy relief, from filing to discharge. Call us now at (888) 988-6506, or you may also reach us through our website’s contact page.
We also provide legal assistance in family law disputes, real estate law challenges, and business law disputes.
1222 SE 47th St
Suite C3, Cape Coral, FL 33904,