Blog

Read about everything you need to know about the relationship between bankruptcy and vehicle ownership. What Assets Can You Keep During the Bankruptcy Process, and Will Your Car Be Affected? Many people who are struggling with debt try to avoid filing for bankruptcy. This is because they are afraid of losing their most valued possessions,

Learn everything you need to know about bankruptcy and losing retirement savings. If you’ve spent years saving and building up your retirement, figuring out whether you’ll be able to keep it is probably a paramount concern when considering filing for bankruptcy. In Ch. 7 bankruptcy, the Ch. 7 trustee will sell off or liquidate any

    Depending on the age and nature of your tax debt, bankruptcy may be an advantageous alternative to an Offer In Compromise with the IRS. Being in debt can be a very difficult situation to deal with. Even more so when one of your major creditors is the IRS. Deciding which bills to pay,

When both Chapters of bankruptcy are available in Florida, Chapter 13 bankruptcy may present some unique advantages over Chapter 7. What is Chapter 13 Bankruptcy? Bankruptcy is a legal process that helps those who are in debt while also assuring some degree of fairness to all parties involved. For the majority of people, bankruptcy is

Many clients have been asking lately about how filing bankruptcy will affect their options with regard to obtaining a mortgage or refinance. The short answer is that "it depends." What does it depend on? 3 things... (1) whether your case was filed as a Ch. 7 Bankruptcy or as a Ch. 13 Bankruptcy; (2) whether

The Law Office of Emil Fleysher, PA recently ranked on the top Bankruptcy attorney in the Deerfield Beach and Pompano Beach areas. Our firm received "A+" rankings for Reputation and Professionalism.  Expertise.com finds and reviews the top service professionals in over 200 industries across the U.S. Each month, they research more than 60,000 businesses to

The Fresh Start Through Bankruptcy Act would change the bankruptcy code to make it easier to discharge student loans under certain conditions. Senators Richard Durbin (D-IL) and John Cornyn (R-TX) are the bill's sponsors (R-TX). Undue Hardship While it is not impossible to discharge student loan debt through bankruptcy under existing law, it can be

If you have recently been denied an auto refinance loan because (1) your credit score was too low; or (2) because your car is worth less than the current loan balance; or (3) because your car is too old, you may have another option... What is Ch. 13 Bankruptcy? Ch. 13 is a type of

Nearly 1,500 South Florida borrowers may be eligible for reductions of their outstanding mortgage loan balances under a federal program announced in April. The intention of the program is to help "underwater" and severely delinquent borrowers. That is delinquents whose loans are owned or guaranteed by mortgage companies Fannie Mae or Freddie Mac. Who Qualifies?

In this Third District Court of Appeals case, the bank tried to foreclose the homeowner's mortgage at summary judgment; it entails that there be no questions of material fact. And, the bank should have permission to a foreclosure judgment as a matter of law - a stage before trial. Read more to find out how this