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Fleysher Law Blog

Can a Mediation Save your Home from Foreclosure?
By: Emil Fleysher | March 3, 2011 | Debt
In 2009, Florida Supreme Court issued an order mandating foreclosure mediation for all residential homesteaded properties. In other words, upon filing a foreclosure action on a primary residence, the banks now have to attend mediation with the borrower. This is before the case can proceed, or at least provide the borrower with the option. Under
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What are the alternatives to Bankruptcy?
By: Emil Fleysher | January 20, 2011 | Bankruptcy
Believe it or not, there are some alternatives to bankruptcy. Your right to file for bankruptcy and discharge your debts is a very important and very powerful right. It can only be used once every 8 years and should not be exercised unless absolutely necessary. The general rule of thumb for deciding whether you should
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What Happens to my 2nd Mortgage/Home Equity Loan in Ch. 7 Bankruptcy?
By: Emil Fleysher | December 23, 2010 | Bankruptcy
Many clients are concerned with what will happen to their second mortgage (also referred to as a Home Equity Loan, Home Equity Line of Credit or HELOC) during and after Chapter 7 Bankruptcy. What is Second Mortgage? In general, second mortgages or HELOCs are loans that property owners get. The value of the property above
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Effects of the Foreclosure Crisis on South Florida Home Prices
By: Emil Fleysher | November 1, 2010 | Debt
The following is a series of charts organized by county showing the declining (in most cities) median listing prices for homes in South Florida. Moreover, they show the effects of the foreclosure crisis. MIAMI-DADE COUNTY Aventura Bal Harbour Aventura Zillow Home Value Index Aventura Home Values - Interactive chart Bal Harbour Median List Price Bal
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