Category: Foreclosure

5 Steps to Take Recommended By A Foreclosure Attorney

When your home is in danger of being foreclosed on, it can be stressful and scary. But all may not be lost. There are several things that need to happen before your home ends up in foreclosure. You should consider where you are in the process before taking action. You will also need to consider

6 Myths About Personal Bankruptcy and Foreclosure

When you have found yourself in a financial dilemma and are faced with bankruptcy and foreclosure, you may be thinking this is the worst thing to ever happen to you. You need to remember not to listen to all the myths about personal bankruptcy and focus on the facts. People from all walks of life

Is There Foreclosure Protection Because Of COVID?

The COVID-19 pandemic has ravaged the world, leaving people in much different circumstances than they were prior to the pandemic. On top of that, many processes have changed as a result of the extreme shifts in the economy, including mortgages and foreclosure protection options for homeowners. While there are federal options to help with finances,

What Does A Foreclosure Lawyer Do?

Your home may be close to foreclosure or you may have already gotten notice that it is in foreclosure. This may leave you wondering if you have any options left or you are truly going to lose your home. When you need help, contact a foreclosure lawyer who has experience and can present you with

Foreclosure Or Bankruptcy?

While foreclosure and bankruptcy are often confused or lumped together, they are not the same. You should remember that these are two different legal processes. However, sometimes they can work in tandem for your best interests. To get the best possible outcome, you will need an attorney experienced in both bankruptcy and foreclosure proceedings. Not

Borrowers in South Florida could get mortgage loan reductions

Nearly 1,500 South Florida borrowers may be eligible for reductions of their outstanding mortgage loan balances under a federal program announced in April. The intention of the program is to help "underwater" and severely delinquent borrowers. That is delinquents whose loans are owned or guaranteed by mortgage companies Fannie Mae or Freddie Mac. Who Qualifies?

Foreclosure turned over Paragraph 22 of the Mortgage

In this Third District Court of Appeals case, the bank tried to foreclose the homeowner's mortgage at summary judgment; it entails that there be no questions of material fact. And, the bank should have permission to a foreclosure judgment as a matter of law - a stage before trial. Read more to find out how this

Loan Servicer Failed to Verify Records from its Predecessors

Defense lawyer Bruce Jacobs claimed that beyond matching columns and fields and using a checklist to confirm receipt of key documents, the servicer did not verify details in the files. Miami-Dade Circuit Judge Beatrice Butchko vetoed Ocwen Financial Corp.'s banking records. And, she left out its testimony. This was after discovering the loan servicer failed

HOA Foreclosure Sale Should Not Have Happened

The Fourth District Court of Appeal ruled against a Wellington homeowner association (HOA). The HOA barreled through a foreclosure sale despite the homeowner's bankruptcy filing — and then failed to show up in court for the appeal. Scribner Village Homeowners Association Inc. won a final judgment of foreclosure against Marie Alexandre on a lien for

Association Hits Hurdle in Foreclosure

The trial court has a deficiency subject of matter jurisdiction to hear the Homeowners Association foreclosure action where a bank or superior lien has already recorded a notice of lis pendens. In this Broward County case, a bank recorded a lis pendens and filed a foreclosure action against a borrower. Furthermore, they claimed the homeowners